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Onramping Bank Approval Rates

On-ramping transactions (fiat-to-crypto purchases via card) are processed through banking networks. Each card-issuing bank has a historic approval rate that reflects how likely an on-ramping transaction is to be approved. These rates determine the success likelihood of your customers’ card payments when purchasing crypto through Niftipay pay-links.
  • 100% means the bank has historically approved all on-ramping transactions.
  • 0% means the bank has historically declined all on-ramping transactions.
  • Rates are based on historical data and are subject to change.
Banks are organized by region and sorted from highest to lowest approval rate.
These approval rates are based on historical transaction data and may vary over time. A low or 0% rate does not guarantee future declines — it reflects past performance only. If a bank is not listed, there is insufficient data to determine an approval rate.

| BANKIA | 100.00% | | CAJA DE ARQUITECTOS | 100.00% | | WORLDLINE FINANCIAL SERVICES (EUROPE) SA | 100.00% | | WIREX LIMITED | 94.12% | | EASY PAYMENT SERVICES EOOD | 90.91% | | MONAVATE LIMITED | 88.89% | | RENTA 4 BANCO S.A. | 81.25% | | BANCA MARCH S.A. | 75.79% | | ADVANZIA BANK S.A. | 75.00% | | ICARD AD | 75.00% | | REVOLUT BANK UAB | 72.91% | | ING BANK N.V. | 72.66% | | N26 BANK AG | 70.89% | | CAJA DE AHORROS DE LA RIOJA (CAJA RIOJA) | 69.43% | | BANCO PICHINCHA ESPAÑA | 68.75% | | LYDIA SOLUTIONS SAS | 67.74% | | PAYNETICS AD | 66.67% | | ANDORRA BANC AGRICOL REIG S.A. | 66.67% | | EVO BANCO S.A. | 65.34% | | TRADE REPUBLIC BANK GMBH | 62.76% | | CAIXABANK S.A. | 59.35% | | WIZINK BANK SA | 57.28% | | OPEN BANK S.A | 57.05% | | BANCO SABADELL S.A. | 56.89% | | SERVICIOS FINANCIEROS CARREFOUR, ESTABLECIMIENTO FINANCIERO DE CREDITO | 56.44% | | UNICAJA BANCO S.A | 55.56% | | CAJA RURALE DE ALMENDRALEJO SOCIEDAD COOPERATIVA DE CREDITO | 55.00% | | PECUNIA CARDS E.D.E. S.L.U. | 54.95% | | BUNQ B.V. | 54.68% | | BANCO SANTANDER S.A. | 54.15% | | BNP PARIBAS | 53.01% | | BANKINTER S.A. | 52.02% | | TARGOBANK S.A | 50.00% | | PREPAID SERVICES COMPANY LIMITED | 50.00% | | BANCO MEDIOLANUM S.A. | 49.54% | | SOCIEDAD CONJUNTA PARA LA EMISION Y GESTION DE MED | 48.06% | | ABANCA CORPORACION BANCARIA S.A | 47.51% | | BANCO DE CREDITO SOCIAL COOPERATIVO S.A. | 47.41% | | SANTANDER CONSUMER FINANCE S.A | 47.27% | | WISE EUROPE SA/NV | 47.09% | | DEUTSCHE BANK SOCIEDAD ANONIMA ESPAÑOLA | 46.81% | | MASTERCAJAS S.A. | 46.46% | | BANCO CETELEM S.A. | 46.27% | | CAJA RURAL DE GUISSONA SOCIEDAD COOPERATIVA DE CREDITO | 45.45% | | CAJA LABORAL POPULAR COOP. DE CREDITO | 43.53% | | KUTXABANK S.A. | 42.55% | | BANCO COOPERATIVO ESPANOL S.A. | 41.10% | | BANCA PUEYO | 37.78% | | EUROCAJA RURAL SOCIEDAD COOPERATIVA DE CREDITO | 37.68% | | MASTER RED EUROPA S.L. | 37.14% | | IBERCAJA BANCO S.A | 35.95% | | CAJASUR BANCO S.A | 35.62% | | FINANCIERA EL CORTE INGLES EFC SA | 33.82% | | CURVE UK LIMITED | 33.33% | | CAIXABANK PAYMENTS & CONSUMER E.F.C. E.P. S.A.U. | 30.24% | | SERVIRED SOCIEDAD ESPANOLA DE MEDIOS DE PAGO S.A | 28.15% | | ANDBANK ESPANA BANCA PRIVADA S.A | 14.29% | | CBNK BANCO DE COLECTIVOS S.A. | 12.50% | | TRANSACT PAYMENTS LIMITED | 11.11% | | PAYONEER EUROPE LIMITED | 7.14% | | UAB ZEN.COM | 4.88% | | GLOBAL PAYMENTS MONEYTOPAY EDE S.L. | 1.46% | | BANCO BILBAO VIZCAYA ARGENTARI (BBVA) | 0.87% | | BNEXT ELECTRONIC ISSUER E.D.E | 0.59% | | AEVIS EUROPA S.L. | 0.00% | | AIRCASH D O O | 0.00% | | AIRWALLEX (NETHERLANDS) B.V. | 0.00% | | AMERICAN EXPRESS | 0.00% | | BANCO POPULAR ESPANOL, S.A. | 0.00% | | CAJA DE AHORROS DE SALAMANCA Y SORIA (CAJA DUERO) | 0.00% | | CAJA DE AHORROS Y MONTE DE PIEDAD DE ONTINYENT (CAIXA ONTINYENT) | 0.00% | | CAJA PROVINCIAL DE AHORROS DE GRANADA | 0.00% | | CREDIT MUTUEL ARKEA | 0.00% | | EML MONEY DAC | 0.00% | | ENFUCE LICENSE SERVICES LTD | 0.00% | | FINOM PAYMENTS B.V. | 0.00% | | FORIS MT LTD | 0.00% | | KLARNA BANK AB | 0.00% | | MOORWAND LTD | 0.00% | | MYPOS LIMITED | 0.00% | | ONEY SERVICIOS FINANCIEROS E.F.C. S.A.U | 0.00% | | PAPAYA LIMITED | 0.00% | | PAYNOVATE SA | 0.00% | | PAYPAL (EUROPE) S.A.R.L & CIE | 0.00% | | PAYSAFE FINANCIAL SERVICES LIMITED | 0.00% | | PREPAY TECHNOLOGIES LTD | 0.00% | | SUMUP PAYMENTS LIMITED | 0.00% | | SWAN | 0.00% | | TF BANK AB | 0.00% | | TRANSACT PAYMENTS MALTA LIMITED | 0.00% | | TRAVEL UNION UAB | 0.00% | | TREEZOR SAS | 0.00% | | TRIODOS BANK N.V. | 0.00% | | UAB FINANSINES PASLAUGOS CONTIS | 0.00% | | UNO-E BANK, S.A. | 0.00% | | UP AGANEA EDE SAU | 0.00% |